9 comments on “Canada Immigration – Express Entry – The Golden Mail”

Canada Immigration – Express Entry – The Golden Mail

(Last Updated: 10th March, 2019)

For Urgent Queries or Estimating your PPR, please reach us at millionairetrek@gmail.com

Earn upto 25 USD* per article by Joining MT team

1. Stages from eAOR to PPR in Express Entry for PR in Canada

2. How to find the stages in Express Entry Online Application

3. Landing Documents

4. Notable Job Markets in Canada

5. Mistakes to avoid so that Canada PR Application is not Rejected

6. Newcomer’s Guide 2019

7. How to secure a Job in Canada from your Home Country

1. Stages from eAOR to PPR in Express Entry

Congratulations on filing your Express Entry application!!! It’s time now to track your CIC application status and understand the various stages from eAOR to PPR. 

The next step is the long wait to finally receive your PPR. As per CIC Website, the current Processing Time is 6 months.

However, these days due to the number of applications, many of them are being processed within the 7th month mark.

Average time to a PPR based on the stream

So, good luck to you and while awaiting, I would suggest to appraise yourself on the Process of Getting a Job in Canada.
There’s also a nice article written specifically for Indians who wish to secure a Job in Canada from their home country.

While I completely understand that it’s a daunting task of waiting impatiently for your PR, so why not utilize this time and be prepared for the upcoming challenges, like landing procedures, finding a Job without Canadian Experience and settlement services in your dream country.

Anyways, first let’s talk about the various stages from eAOR to PPR in Express Entry for PR in Canada. Although timelines may vary based on Country and Stream, below is a basic summary:

1. eAOR

– Electronic Acknowledgement of Receipt- A letter saying that your application is submitted with the application number mentioned;

2. Medicals Passed

– Medicals Pass and file is initially opened to check for R10 satisfaction at the CIO (Central Intake Office);

3. BG IP (1)

– Background Check In Progress for the 1st time – This usually happens on the same day your Medicals are Passed. At this stage, immigration officials check for all documents and also whether the applicant is missing any documents. They do not scrutinize the documents at this stage, except for Police Clearance Certificate. Additional documents like Schedule A, Travel History, Family Info, Proof of Something, etc.) may be requested at this stage.

4. BG NA – Not Applicable

– This usually happens between 1-3 months from eAOR. This is when applicants’ first phase of A11.1, Eligibility and Documents are checked by the CIO. At this stage, the agent checks the following:

  • if the points match are above the round’s ITA points,
  • eligibility under the stream is met,
  • points are claimed genuinely and if there are no irregularities in the documents or work experience, NOC, etc.

After this, the application is sent to the Local Visa Office (LVO) for finalization and second checks.

5. BG IP (2)

– Back Ground Check In Progress for the 2nd time – This is the stage wherein the LVO opens the file and check’s your entire application and also confirms the notes and insights written by the CIO agent.

This usually happens after all the security, criminality and eligibility is passed and most likely around the 4-5 month mark from the e-AOR.

6. PPR

– Passport Request mail – Ready for Visa – This is the mail which every applicant anxiously waits for, and is often referred to as The Golden Email. This means that the officer is satisfied and has approved your application and has requested your passport (if needed) or photocopy of passport (if it is from visa-exempt country) along with 2 photos and annex A form to stamp the Immigrant Visa and Issue the CoPR – Confirmation of Permanent Residency (a letter serving proof that you are a PR). This letter is used for “landing” at the border and in officially becoming a Permanent Resident. This letter may later on be used for Citizenship Application (if applicable).

2. How to find the stages in Express Entry Online Application

Generally messages will be like below in IP1 status:
 
Example of application status in Express Entry Canada

Best Informative Article

Me and my husband, Rohit, also came as immigrants this year in May. We got guidance from this article and followed the suggested approach. We used to open LinkedIn in the morning, and sort jobs according to date and started applying like 20 or more jobs in a day, no matter if they matched 100 percent or 50 percent and got a number of interview calls by this approach.

Also the writer suggested to create an account in a site HIRED, which helped me appear for interviews. You just have to create a profile on this, and if they accept you, your profile will be online, so that different employers could see them and contact you for interviews. You don’t have to go and apply jobs on this site, instead employers approach you. You can try this as well. https://hired.com/x/3dgte

Pooja

About the Author

Hey, I’m Simi 

Author of StartBloggingOnline.com

Being an Immigrant myself, I’ve struggled a lot and finally managed to settle down and have a good life in Canada. There were several challenges to overcome, however I was fortunate enough to be helped by others. Now, I believe it’s my turn to help new immigrants in terms of Job Search, Career Counselling and Settlement concerns. I decided to pack all my knowledge and experiences in this tiny little article.

Simi


3. What documents should I bring with me when landing in Canada as a New Immigrant?

When you come to Canada, you must show your Confirmation of Permanent Residence (COPR) and Canadian immigrant visa to a Immigration, Refugees and Citizenship Canada (IRCC) officer at the Port of Entry.

The IRCC officer will check that your documents have not expired. You cannot use expired documents. Canadian immigrant visas cannot be extended, so make sure you arrive in Canada before it expires.

You must bring a valid passport with you.

You need to have 2 copies of a detailed list of your belongings that you are bringing with you and their value in Canadian funds. You also need a list of the items that are arriving later and their value in Canadian funds.

You may be asked to show proof of funds. If you are carrying more than C$10,000, you must tell a border official.

What other documents should I bring with me?

Make sure that you have the following documents:

  • Birth certificate or adoption papers
  • Family records (such as, marriage certificate or divorce papers)
  • Medical records (such as immunization records)
  • Dental records
  • Official school records for children
  • Diplomas, degrees and transcripts
  • Academic credentials evaluation report (if you had your education assessed before coming to Canada)
  • Reference letters from previous and current employers
  • Professional or trade licences or qualification certificates
  • Up-to-date résumé or summary of work experience
  • Valid driver's licence or other identification documents
  • Vehicle registration documents (if you are importing a vehicle into Canada)

For More Information

Q: How to find my visa office?

Send E-mail to: CPC-CTD-Ottawa@cic.gc.ca Subject: E000xxxx - Visa Office Body of the mail:
Hello,
I am trying to find out in which Visa office my application is being processed?
Application number: E000xxxx Date of Birth: 19xx-xx-xx Last Name: xxx First Name: xxxx UCI: - Category of Immigration: Federal Skilled Worker

4. Notable JOB MARKETS in Canada:

Canada is a prosperous job market and suitable for shifting for professionals of different fields. The job avenues are based and allocated on the basis of qualifications and work experience. It is important that you dwell into research and basis ground work before applying for a job position so that employment can be achieved positively based on your credentials.

  • Job opportunities for Nurses: The job market for this profile is highly in demand in  Nova Scotia. 
  • Employment for Immigrant Dentist: It is a highly lucrative position in four provinces: – Alberta, British Columbia, Ontario and Manitoba.
  • Position for Chartered Accountants: The Job Market for this profile is highly in demand for provinces like British Columbia, Alberta, Saskatchewan, Manitoba and Ontario.
  • Work availability for Software Engineers: The Job Market for this profile is highly in demand in Nova Scotia, Saskatchewan, British Columbia and Ontario.
  • Hiring for Doctors : Employment opportunities for Doctors are prolifically present in  Alberta, Saskatchewan, Newfoundland and Ontario.
  • Jobs for Immigrant lawyers: The Job market for this profile is highly in demand in Provinces like Saskatchewan, Alberta and Manitoba. 
  • CANADA PR for Teachers: The Job Market for this profile is highly in demand in Nova Scotia and Saskatchewan. 
  • Commissioning of Architecture: Due to the favorable market opportunities  they are highly in demand in Ontario, Saskatchewan and Manitoba. 
  • Listings for Web Developer: The Job Market for this profile is highly in demand in Saskatchewan, Manitoba and Nova Scotia.

5. Mistakes to avoid so that Canada PR is not rejected:

Some of the mistakes that a candidate makes while submitting their application for Canada PR are as follows:

  • Improper Signing of the documents – It is the most commonly occurring mistake in the application submission process. Candidates miss the places where signatures needed to be put. For example in case of Additional family application/form, a single page needs to be signed in 3 places. In most of the cases candidate signs in the bottom of the page and miss the other 2 places where signatures are also required, it depends whether the candidate is accompanied by a spouse or dependent child. Taking another example, there is a form where the signature is only required only in case if a translator is used and mostly candidates sign in that place also.
    These mistakes can get the candidate’s application returned and the candidate has to start all over again.
  • Incorrect fees paid – Every immigration program requires a certain amount of fees to be paid and each program have a different amount to be paid. This funds also need to be submitted via different modes of payment like demand draft, certified cheque etc as asked by the immigration program candidate have applied under. For example, if the Right of Permanent Residence Fee (RPRF) fees is paid by bank draft to the foreign visa office then it will be returned back to the candidate and it will delay your application as the mode of fee payment for RPRF is to be paid online. Immigration office around the world can accept the fees in the local currency of the country candidate is residing in but for that candidate first have to check online and confirm the exchange rate for the currency there only. Candidate needs to be extra careful when paying the fees and the specific amount that has to be paid.
  • Photo Dimensions – Candidates needs to upload or submit their photo in exact dimensions as provided by the Immigration, Refugees & Citizenship Canada (IRCC) in their instructions for specific type of immigration application such as medical forms for PR applications etc. If candidate is not able to submit the application with the proper size of the photograph, then the application will be returned to the candidate.
  • Submitting only the documents mentioned on the IRCC checklist – Sometimes candidates need to provide some additional documents other than mentioned by the IRCC. For example, if the candidate is moving to Canada with their common-law partner, then they have to provide with an affidavit from their friends and family members attesting to their relationship and stating that it is exclusive, committed and marriage-like. The candidate has to provide with some additional documents it all depend on the type of case, but phone records, bank records, lease records, correspondence, text messages etc. can be a very big help in moving the candidate’s application forward.
  • Supplemental Forms – In cases of certain countries, the candidate needs to provide with some additional forms and information that is not mentioned/obvious on the initial immigration applicant forms. For example Residency Questionnaire for people living in Abu Dhabi, United Arab Emirates. And Work Experience Questionnaire required by people living in Islamabad, Pakistan. Candidate needs to make sure that they submit their application with these supplemental forms as submitting them without these can get the application rejected and returned.
  • Providing with missing or wrong information – If a candidate has submitted their application with improper information or missing information, the whole application can be rejected as the IRCC depends on the information provided for selecting the application for Canada PR. The main consequence for providing the wrong information is the exclusion from Canada for at least 2 years or more. If the candidate’s application is missing any information than IRCC needs to know the reason why the information is missing and when it will be provided. Failing to do the same will get the application returned to the candidate.
  • Illegible handwriting – All the applications can be filled online and with the help of Adobe Reader – that is free software. But mostly candidates prefer to fill the applications by hand and that is never advisable. Handwritten forms cannot be verified. Verified forms, using Adobe Reader, creates a series of barcodes that can easily be recorded by IRCC in their computer systems. The hand-written form will take time to process as it requires the tedious transfer of information thus delaying the whole process.
  • Cover Letter not provided – Cover letter can help the immigration officer to process your application with less time as it establishes who is applying for what, and the main reason why the applicant qualifies for immigration.
  • Waiting for the criminal record checks – Mostly the candidates wait for the criminal record check before submitting their application which is not advisable. If the candidate is not applying for Temporary Resident Permit or Criminal Rehabilitation – criminal record check is not required. Waiting for too long for the application submission in wait for the criminal record, may get the rules to change and suddenly the candidate can no longer qualify for programs like Federal Skilled Category etc.
  • Application Mailing – If the candidate is asked by the IRCC to mail the application to appropriate office for processing, then it is best to use registered mail or in some cases it is even better to use a courier service. Doing so helps the candidate to track the application and have proof that it has arrived at its destination.

Any Questions related to PPR Estimate, Jobs, Immigration or Settlement?

Please fill in the details or comment below and we will be happy to assist to the best of our knowledge !!!


1 comment on “How do advertisers Track you Online to show only relevant ads? Convenience Vs Privacy!”

How do advertisers Track you Online to show only relevant ads? Convenience Vs Privacy!

How_do_Advertisers_track_you_Online

Last Updated: 22nd February, 2019

How do Advertisers track you Online.

Have you ever thought how different advertisements are served online to people based on their search criteria? What’s the science behind it? Let’s say you are searching for furniture online, how come the entire world of Web knows your behavior?

Being a techie myself, I was really curious to get an answer and started digging into the details. Luckily few of my mentors are big shots in the advertising industry and they had the answers.

The content that you search on the Web, may look as if it’s coming from one single Web page with text and graphics, however in reality it is assembled from multiple different channels, and these different sources can be a variety of different companies.

In fact there is:

  • A content which is “visible” to you.
  • And a content “invisible” to you, but “visible” to the companies purely for the purpose of tracking your behavior or patterns.”

The ads we see now-a-days are often the product of digital “stalking” as companies try to track our browsing patterns.

Understanding cookies

We all understand that cookies are small bits of text that are downloaded as you surf the web. Their purpose is to carry bits of useful information about your interaction with the website that sets them.

Cookies are harmless in the sense that they do not contain software programs, and so cannot install anything on a computer.

Generally they do not contain any information that would identify a person as such and contain a string of text or “unique identifier” which acts like a label. When a website sees the string of text it set in a cookie, it knows the browser is one it has seen before.

Cookies can be used for a variety of reasons:

– to help remember your preferences on a site
– to understand how you and other users are using the site

The cookies that appear to be harmful, are the ones which are used for managing the advertising you see on a website. This is the case when websites set a cookie from a separate advertising delivery company.

This cookie has the ability to record when and where you viewed an advertisement. The cookie then sends this information to it’s owner, who records this data and uses it to make sure you don’t see the same advertisement too many times.

If websites choose to pool some of the information this type of cookie collects as part of an ad network, the systems used by advertising delivery companies can create “segments” of browsers that display similar behaviours.

They will then use this to try to draw conclusions about what the people behind the browsers might be interested in: “vacations” or “sports gears” etc.

There is another technology that can follow you from site to site, tracking your actions, and compiling the details into a database, usually by a pseudo name or identifier. This way it knows when you come back, and it knows to look you up, and based on what it has profiled about you in the past, it will treat you accordingly and decide which advertisements to give you, sometimes how to personalize content to you, and so on.

Unfortunately, users really don’t know exactly what data they are collecting, or what they might use it for.

What is known is that data is collected, analyzed, and used to target us with relevant ads.

The worrying part is that it’s not just tracking, but using the data to do data mining and see what you can infer about that person’s behavior and their preferences.

We also have more to worry about than just the advertisers!

How to Use the Internet Safely

It is very easy to clone a real website and does not take a skilled developer long to produce a very professional-looking, but malicious site.

Being wary of malicious, criminal or inappropriate websites:

  • Use your instincts and common sense.
  • Check for presence of an address, phone number and/or email contact – often indications that the website is genuine. If in doubt, send an email or call to establish authenticity.
  • Check that the website’s address seems to be genuine by looking for subtle misspellings, extra words, characters or numbers or a completely different name from that you would expect the business to have.
  • Roll your mouse pointer over a link to reveal its true destination, displayed in the bottom left corner of your browser. Beware if this is different from what is displayed in the text of the link from either another website or an email.
  • If there is NO padlock in the browser window or ‘https://’ at the beginning of the web address to signify that it is using a secure link, do not enter personal information on the site.
  • Websites which request more personal information than you would normally expect to give, such as user name, password or other security details IN FULL, are probably malicious.
  • Avoid ‘pharming’ by checking the address in your browser’s address bar after you arrive at a website to make sure it matches the address you typed. This will avoid ending up at a fake site even though you entered the address for the authentic one – for example ‘eebay’ instead of ‘ebay.
  • Always get professional advice before making investment decisions. Sites that hype investments for fast or high return – whether in shares or alleged rarities like old wine, whisky or property – are often fraudulent.
  • Be wary of websites which promote schemes that involve the recruitment of others, receiving money for other people or advance payments.
  • If you are suspicious of a website, carry out a web search to see if you can find out whether or not it is fraudulent.
  • Be wary of websites that are advertised in unsolicited emails from strangers.

Secure Websites

Before entering private information such as passwords or credit card details on a website, you can ensure that the link is secure in two ways:

  • There should be a padlock symbol in the browser window frame, that appears when you attempt to log in or register. Be sure that the padlock is not on the page itself … this will probably indicate a fraudulent site.
  • The web address should begin with ‘https://’. The ‘s’ stands for ‘secure’.

The above indicate that the website owners have a digital certificate that has been issued by a trusted third party, such as VeriSign or Thawte, which indicates that the information transmitted online from that website has been encrypted and protected from being intercepted and stolen by third parties. In other words, the communication between you and the site owner is secure, however a certificate is no guarantee that the site owner is the organisation or person you think you are communicating with … you need to carefully check the web page address to confirm authenticity.

When using websites that you do not know, look for an Extended Validation (or EV-SSL) certificate, which indicates that the issuing authority has conducted thorough checks into the website owner. The type of certificate held can be determined by clicking the padlock symbol in the browser frame which will launch a pop-up containing the details.

Do also note that the padlock symbol does not indicate the merchant’s business ethics or IT security.

Cookies

Cookies are files on your computer, smartphone or tablet that websites use to store information about you between sessions. Most of the time they are innocuous – carrying out tasks such as keeping track of your username so that you don’t have to log into a website every time you visit it, and storing your usage preferences. However, some are used to track your browsing habits so that they can target advertising at you, or by criminals to build a profile of your interests and activities with a view to fraud.

  • Set your browser to warn you when a cookie is installed. Note that some sites will not work if you block cookies completely.
  • Some browsers will let you enable and disable cookies on a site by site basis so you can allow them on sites you trust.
  • Use an anti-spyware program that scans for so-called tracker cookies.
  • There are also cookie management programs that can delete old cookies and help manage them. In addition you can use settings in some browsers to delete unwanted cookies.
  • Use a plain text email display instead of HTML email so that tracking files and cookies cannot be included in email files.
  • UK websites must gain your permission to enable cookies.

Safe Use of Browsers

The most common internet browsers enable you to manage your settings such as allowing and blocking selected websites, blocking pop ups and browsing in private. Respective browsers will tell you to do this in slightly different ways, so we recommend that you visit the security and privacy section of their websites, or the help area of the browsers themselves:

Internet Explorer

Opera

Chrome

Safari

Firefox

Some browsers also have the ability to identify fraudulent websites by default.

Always ensure that you are running the latest version of your chosen browser that your operating system will support. Also, be sure to download and install the latest updates.

It is important to remember that turning on the private browsing setting or deleting your browsing history will only prevent other people using your computer from seeing which sites you have visited. Your internet service provider, search engine, law enforcement agencies and possibly (if browsing at work) your employer, will still be able to see which sites you have visited or keywords you have searched for.

Always remember to log out of a secure website when you have completed your transaction, and before you close the browser. Closing the browser does not necessarily log you out.

Ensure you have effective and updated antivirus/antispyware software and firewall running before you go online.

2 comments on “You will never become a Millionaire: Myths Debunked !!!”

You will never become a Millionaire: Myths Debunked !!!

Millionaire_In_Simple_Steps

How to become rich?

I am sure you must have wished at some point in time of your life that you had a million dollars in your account so that you never had to work again?

Isn’t that wonderful?

How about driving fancy cars, travelling around the globe? Many people dream about a life as happening as this… While it would certainly be nice to have such a lifestyle, people believe — they’ll never become millionaires and it’s just a dream. They have no clue how they can become one.

The truth is hitting $1 million mark is more reasonable today than ever.

A writer, Thomas spent 20 years studying American millionaires and patterns in their habits. The result of all his research was the bestseller, The Millionaire Next Door.

Even if you don’t have time to read this book, I think you are lucky and surely this post if for you !!!

Advice #1: 

– Always think “Long Term”: Try to harness the power of compound interest.

Long term thinking doesn’t only apply to your “Savings”, in fact it also applies to your spending patterns. There is a famous saying “Buy what you need, not what you want”.

To understand this, let’s do a simple math:

You must have spent $100 on a trivial stuff occasionally. Right? Everyone does, including me.

Now, instead of thinking it as “just a $100 expense for a month”, think of it as stealing $1,200 from yourself every year and approx $18,000 from you every decade assuming a 5% interest rate (which is way below the average of S&P 500 stock exchange) and reducing inflation.

CI

So that $100 actually costed you a whopping $1800 ? Sound’s crazy, isn’t it? But how many times do we actually make these calculations?

Next time when you buy a Starbucks coffee, just think about it? This doesn’t mean that I’m asking you to lead a frugal life, however it’s just that your mind needs to be tuned.

Not that difficult, right?

Advice #2

– Open an Investment Account

This is a simple and mandatory step. Can you image to make millions without investing your money? Impossible.

In the above example, it is assumed that you invested the $100 which you saved otherwise you would be losing money due to inflation if you simply kept it as cash.

Advice #3

– Earn money from multiple sources, spend less and invest the rest.

Okay, it’s a fact that we all need to save money as much as possible. Earn money, spend less than you earn by living below your means, and invest the rest. Leaving aside your emergency funds, the money saved should be invested. You can consider to buy ETFS,  Mutual Funds, or stocks based on your risk appetite.

I would suggest to go with ETFs as they are less risky, and will help you to get a decent return and become a millionaire. Note that all investments contain some amount of risk.

Calculation of savings per month to become a millionaire! 

Million

This means…

If you currently have $10,000 saved, you need to save $935.55 each month for 30 years at a 6.00% rate of return to reach $1,000,000.

That’s it!

That’s just apprx. less than $500 a paycheque if you are paid bi-weekly and after 30 years you become a millionaire.

This amount is even less as I have taken a very conservative Interest Rate. Each year your portfolio earns interest which will then be reinvested and interest can be earned on those reinvested funds!

Advice #4

– Do NOT withdraw your INVESTMENTS

Never ever withdraw your investments. Forget as if you never had that money. This should be your strategy. Numerous studies have PROVED that leaving your money invested over the long run is the best way to accumulate wealth.

Now, let’s go through the detailed steps to become a millionaire…

Complete Step-By-Step Guide to become a millionaire

Here is how to become a millionaire step by step. This even works as a teenager! Who wants to learn how to become a millionaire? Most of us actually. Becoming a millionaire is largely based on discipline and restraint, not what kind of car you drive or the square footage of your house. The desire for material possessions and a lavished life will actually prevent you from accumulating significant wealth. I am going to outline the ten things you need to do if you want to learn how to become a millionaire.

1. Plan

A plan forces you to take action, not just talk about your dreams. Figure out how much money you are spending and how much money you are saving. Focus on the expenses you can control and minimize them. Forget about what happened in the past and run your life like a business. No business succeeds without a plan and nobody becomes a millionaire without a plan.

2. Income

It is incredibly hard to save your way to millionaire status. You need to increase your income without upgrading your standard of living. If you continue to upgrade your standard of living as your income increases, you are not getting ahead. If you want to increase your income, start a side gig, start a business, educate yourself, invest your money to work for you and acquire assets, not liabilities.

3. Investment Costs and Taxes

One of the easiest things you can do is maximize contributions to your 401K because the money grows tax deferred resulting in faster compounding. You also want to maximize contributions to a Roth IRA separate from your 401K. Put away as much as you can tax free. When trading, trade as cheap as possible and less frequently. Take advantage of tax deductions. Millionaires are smart about their money, and give as little to the government as possible. If you are investing in stocks, hold them for over one year. Investments held for less than 12 months are taxed as ordinary income while investments held for over 12 months are taxed at the long term capital gains tax rate.

4. Income Streams

The majority of millionaires have multiple streams of income. Start building other income streams. Start a side business, get a part time job, invest, rent out real estate, build online income streams or create passive income streams. There are countless ways to make money, but the point here is to be diversified. If one of your income streams disappears, you have others to fall back on. Do not rely solely on the income from your job!

5. Automate

Automate contributions to your 401K and to your savings account. Automate your bill payments to save time, because time is money! Automate as much as you can in your life so you have more time to focus on what is important, making more money!

6. Invest in Yourself

Read every single day. Write. Keep a journal. Listen to podcasts. Learn new things. Become a well rounded genius. Millionaires consume knowledge like it is food keeping them alive. Like Warren Buffett says, the more you learn the more you earn!

7. Lifestyle and Credit

Be frugal with your lifestyle. Avoid luxury and only buy exactly what you need. Plan out purchases in advance, and never buy something on impulse. Sacrifice today for a better tomorrow. You also want to avoid credit and credit cards like the plague. If you can’t afford it right now, don’t buy it.

8. Exposure

You become what you surround yourself with. Surround yourself with people who are above you, and ask a lot of questions. The truth is, millionaires think differently. If you surround yourself with four idiots, you are likely to become the fifth one. If you surround yourself with four millionaires, you are likely to become the fifth one.

9. Experiment

Don’t be afraid to take a risk as long as it is well thought out. Treat your life like a science experiment and try new things. When testing things out, do so as fast as possible. If you are wrong, learn from your experience and try again!

10. Assets and Liabilities

Millionaires understand the difference between assets and liabilities. You need to increase your assets and decrease your liabilities. An asset is a useful or valuable thing, or something that appreciates in value as you own it. Liabilities are something you are financially responsible for, or something that loses value as you own it.

If you follow these ten steps, you have learned how to become a millionaire. It takes time, like anything else. Most of us lack patience today, and we want a reward for our work immediately. If you are patient, driven and intentional you will become a millionaire step by step, even as a teenager.

RELATED POSTS: Millionaire Mindset – Just 4 simple steps

0 comments on “Could arsenic be a miracle cure for cancer? Scientists say it had astonishing results when added to a leukemia drug”

Could arsenic be a miracle cure for cancer? Scientists say it had astonishing results when added to a leukemia drug

Could arsenic be a miracle cure for cancer? Scientists say it had astonishing results when added to a leukemia drug

A team at Beth Israel Deaconess Medical Center found that a type of arsenic known as trioxide works with another drug – trans retinoic acid – to make chemotherapy more effective.

Arsenic – one of the most deadly poisons – has been found to have a new use as a drug to kill cancer.

The discovery has been prompted by studies that find that in places where arsenic is found in public drinking water, breast cancer rates are lower.

Arsenic has been used to treat cancer for hundreds of years in traditional Chinese medicine.

In recent years, it has become used in chemotherapy – although its use is associated with significant risks because of its poisonous nature.

Now the researchers believe that they have found that used in combination with another drug that it is effective at knocking out a ‘master’ enzyme in cancer cells.

Read More

1 comment on “Is InfoWars a Conspiracy Website?”

Is InfoWars a Conspiracy Website?

What exactly is InfoWars?

Founded by radio host and notorious conspiracy theorist Alex Jones, Info Wars is an infamous multimedia outlet.

Alex is believed to be an old fashioned man and he is passionate affected by the subject matter he deals with.

  • InfoWars boasts of radio shows,
  • InfoWars has a heavy internet presence,
  • The site is widely read by certain fringe elements of the internet.

It’s main topics are:

  1. Politics
  2. News
  3. Opinions

Info Wars has been responsible for propagating conspiracies over the years, including that of September 11, 2011 which stated that terrorist attacks were actually carried out by forces within the United States government and also that the Sandy Hooks school shooting was a hoax.

 

2 comments on “Millionaires Mindset – Just 4 simple steps”

Millionaires Mindset – Just 4 simple steps

road-sign-1280254_1920.jpg
Millionaire Mindset

Have you ever wondered what makes a millionaire different from an average middle class person? I would say it’s just the mindset.

This means you don’t think like a millionaire, instead you need to act like one 🙂 I was fortunate to hit the million dollar mark at the age of 35, however if I look back, I feel that it was a bit late. Had I followed some basic principals early in my life, I could have hit that mark at 30 or maybe at 25.

Nevertheless, everyone has his own “time zone”. So take a deep breath, relax and follow the basic steps. I can assure you that these are the most powerful yet “simple” steps to become a millionaire !!!

Regardless of your age and what’s there in your bank account at this point in time, you can start following the basic principles.

1. Millionaires think about “IDEAS” and NOT things.

Millionaires understand that it’s the idea which is the most valuable asset in the world. They tend to focus more on big ideas for the future than on the trivial things happening in the present. In order to be successful and rich, you need to continuously expand your mind, thinking about innovative ways of doing the same things differently.

The age-old saying, ‘Winners don’t do different thingsThey do things differently’.

2. Millionaires take BOLD decisions and Calculated Risks… They challenge themselves and ask for more.

While an average middle class person will be happy to lead a normal life, millionaires strive to continuously challenge themselves and set their ambitions higher. Put another way, the middle class lives in fear of risking too much, while millionaires know when to go for it.

Millionaires overcome their fear with extensive skills/knowledge. They often educate themselves before taking risks, and then consider the consequences of failing. They evaluate the worst case scenario versus the power of the reward and if they feel that the rewards are exceptional, then they Go for it.

3. Millionaires think about creating multiple avenues of income.

It’s common sense… right? The more income sources you have, the more potential you have to get fatter paychecks.

But driving multiple source of income means letting go of a mindset that often holds the middle class back… The idea that you must do everything yourself as this puts extreme limits on your financial potential.

Millionaires believe they can find someone who can do not only the job as as they can, but maybe even better! This will help them in streamlining one source of income, and then move on to the next income stream.

4. Millionaires are generous.

Generosity is a necessity for the rich, while the middle class people believe that they can’t afford much to give back.

The Law of Cause and Effect states that whatever you send out into the universe comes back. In my opinion, it comes back with a bigger impact !!! Think about it.

They see money as a seed. They feel if they are generous, they will receive much more in return. This doesn’t mean that all millionaires are generous, however I just want to draw your attention to the point we discussed earlier, that if you have a mindset of being generous, 99.9% chances are that the universe will send back a reward for you!

Conclusion:

People often use “affirmations” which help them change their mindsets. These are short sentences that we repeat to ourselves that affirm our objectives and abilities. They can be really powerful and assist you to make the shift in your thinking process. You can recite the affirmations the first thing in the morning, or after a meditation session. This is because your mind is active and receptive to these new ideas. I assure you will find it much easier to change your thought process, but you surely need to be reciting them every day.

RELATED ARTICLE: How to become a Millionaire in 4 simple steps

1 comment on “Blogging – Top 5 easy and important conversion metrics to track”

Blogging – Top 5 easy and important conversion metrics to track

Last Updated: 28-November, 2018

 

Conversion

Blogging – Top 5 Easy and Important Conversion Metrics

Below are 5 Most Important Conversion Metrics every blogger should be tracking.

If you have a Product or Service website or a blog, you will be interested to drive an audience to it. However, it will the topmost metrics which will define you can convert that one-time audience into loyal followers or customers.

There are 1000s of tools which can help in retention and conversion, but before you identify these tools, you need to understand the topmost metrics that needs continuous improvisation.

1. New/Return and Unique Audience

A new visitor may interact with your site in a very different way as compared to a returning visitor. To improvise new visitor conversions, you have to isolate it from the conversion rates of your returning or loyal customers and also determine what they wish to see when they visit the website for the first time and how you can further improvise that experience. Site usability plays an extremely important role in reducing the bounce rate for New visitors.

I am sure you must have asked yourself a couple of questions?

1) Why did the visitor return, and

2) Did the visitor convert the first time ? and if they didn’t, why not and how can you convert them the second time as well.

Note that if someone didn’t convert as a new visitor, then also you made enough of an impression to get them to come back to your site. This is in fact a win-win situation and this means you are doing something good. Now that they have liked you enough to return, your goal is to isolate the return visitor conversion rate and figure out how to increase that.

2. Traffic

Organic Search Visitors: The audience which visits your site based on a search query.

Referral Visitors: The audience which visits your site based on a referral. For e.g. a blog, site or another social media platform

Direct Visitors: The audience which knows your site well and visits by directly typing the URL.

All the above sources are extremely important, however you should estimate how much each of the above traffic source is converting and try to deal with them individually.

3. Interactions per audience

Let’s say the audience didn’t convert, do you think that it is important to monitor their behavior on the site? Off-course yes. What are they looking for? how can you get them to do more out of your site, and how you can influence their behavior into conversions?

As an example, what are your page view rates per unique visitors, what is the time spent, comments or reviews made, and so on.

Each of these interactions is extremely important, and the goal should be not only to increase the time of these interactions i.e. the time spent on the site, but also to figure out how you can leverage these increased time/interactions into increased conversions (which might be purchases, subscriptions, downloads etc.)

4. Cost per Conversion

This is one of the most important metrics !!! Lead generation costs or cost per referral. It really doesn’t matter if you have high conversions and high value per visit if your costs are so prohibitive that your net income is a BIG zero. So it is essential to keep your costs per conversion and overall margins in mind while trying to increase conversion.

5. Bounce Rate

The initial goal in an effort to increase all 4 of the metrics above is to minimize your visitor bounce rate.

What is Bounce Rate?

It is actually the rate at which new audience visits your site and immediately clicks away without doing anything, that is they spent very low time with less or no interactions at all.

A high bounce rate can have several meaning,

  • including weak or irrelevant sources of traffic
  • landing pages that aren’t optimized for conversion (may be have a poor design, low usability or high load times).

For e-commerce sites, Bounce Rates are often called Abandonment rates, i.e., the rate at which your target audience abandon their shopping cart without making even a single purchase. Usually a result of an overly complicated website design, difficult or complex checkout process, expired deals, forced cart additions (e.g. to see the actual price of the product, add to your cart), and so on.

So I would suggest to start monitoring the above metrics right away !!! Also learn about the best SEO tricks from Top SEO Experts

0 comments on “Money making ideas when you sleep”

Money making ideas when you sleep

dollarbillprintingvidevo_std.original

For many people, it’s always a dream to become a millionaire at the age of 30, however I can tell you that it’s not that difficult as it sounds in the first place. In my opinion, if you don’t follow your dreams and instead start chasing them, it’s going to be the best strategy to gain financial independence at a young age.

In this article, I will share my personal experiences of achieving financial independence after struggling for more than 12 years in the corporate world.

So, what exactly is passive income? 

In simple words, it’s all about creating revenue streams that run on autopilot mode and help you achieve your financial goals early. Although it sounds like a dream, but there are simple ideas which can help you “chase your dreams” of becoming a millionaire.

It all started when I first read the famous book “Rich Dad Poor Dad” which eventually changed my perception towards life and influenced me so hard that I started thinking about generating passive income and to attain financial freedom. The book taught me financial literacy in a very easy to understand manner. The author of this book “Robert Kiyosaki” explained a complex subject by breaking it down in layman’s language and made accounting and financial literacy fun to learn.

So, in a nutshell, success is closer than you think !

RELATED POSTS: Top Passive Income Ideas, With minimal efforts and time (less than 5%)

0 comments on “Amazon MTurk Reviews”

Amazon MTurk Reviews

Last Updated: 15th February, 2019

Amazon MTurk Reviews in 2019MT

Work from home and make money online with Amazon Mechanical Turk (MTurk)

Yes, it’s one of the best crowdsourcing platforms.

When I first landed in Canada and started looking for a job, I was really frustrated! I think you guys already know the reason… why??? Earlier I was slogging for more than 8 hours during the weekdays in the corporate world and suddenly I had to leave my job, relocate to Canada and search for new opportunities. Honestly, I was not utilizing my time properly. So I thought why not start earning money from home. That was the time, I came across MTurk and thought about giving it a try.

I got to know that US and Indian citizens make the primary workforce and are making decent money online every day — working whenever and wherever they want — through this platform. As it was a platform provided by Amazon, I decided to put this flexible remote job opportunity to the test !

Rather than wasting valuable time, why not earn some extra bucks, or maybe learn something knew. I googled a bit and ensured that it is legitimate.


What is MTurk? 

Amazon Mechanical Turk is a crowdsourcing internet workplace. It’s based on the idea that there are still many jobs that humans do much effectively than computers, such as providing initial data to robots, identifying objects in a photo or video, performing data de-duplication, transcribing audio recordings, or performing surveys based on geolocations.


You know what, I earned 154.57 USD (~ 200 CAD) in a month (working only 1 – 1.5 hours per day) which is not great, however atleast I know I will be able to pay few of my current month’s bills.

MTurk MTurk Dashboard

Pros:

    • I averaged around an hourly rate of $5 which is way less than the minimum pay rate here in Canada, however good when it gives a flexibility to work from home.
  • Be your own boss, pick up tasks (HITs) you are interested in and work whenever you feel like.

Cons:

  • Many of the high paying microtasks / HITs (Human Intelligence Tasks) are only available for US location.
  • You can only transfer your earnings to an Amazon.com Gift Card. PayPal payments are only applicable to US & Indian Citizens.

You can find an entire community of MTurk workers on Reddit who share valuable tips/tricks to increase your earnings and to identify valuable HITs.

Increase Your mTurk Earnings

Be available.

The best paying HITs usually come up during business hours and on weekdays. That’s when most Requesters are online submitting their tasks, after all.

Join a forum.

There are some really helpful forums where Workers list good HITs available that day. MTurk Crowd is one such forum. Turker Nation is another.

Use a browser extension.

There are a few extensions and scripts that will add additional functionality to your browser as you browse the Mechanical Turk website. Turkopticon is an example that will allow you to see HIT feedback from other Workers and allow you to avoid those with a history of rejecting work. Tampermonkey extension (Chrome) or Greasemonkey extension (Firefox) are two more popular options. HIT Scraper can automatically refresh your browser to find good-paying HITs you qualify for. Keep in mind, there is a bit of a learning curve when dealing with scripts. However, it’s definitely worth your time to learn.

Get your numbers up.

While there are no required minimums to work on mTurk, there are some benefits to staying active. A lot of high paying Requesters only make their HITs available to experienced workers with 5,000 or 10,000 HITs under their belts.

Follow a subReddit.

If you aren’t yet familiar with Reddit, you are going to want to change that. The day’s best HITs are listed on subReddits like this one. Users let you know what’s hot and they’ll also let you know once the HIT is complete so you won’t waste your time trying to grab something that’s no longer available.

Get out of your comfort zone.

As with almost any type of work, the more skill involved, the higher the wage. Many of those reportedly happy with their part-time mTurk earnings are doing HITs like transcription.

Follow the directions.

HITs have to be approved by the Requester before you will get paid. In addition to the possibility of nonpayment for rejected work, this number also goes against your overall score. Most Requesters require Workers have an approval rate of 98-99%. Even though this is really flexible work without a lot of oversight, you still have to put your best foot forward if you want to keep the option open.

Qualify whenever possible.

You will come across many HITs that require Qualification. This may mean taking a test or performing a sample HIT before this type of HIT will become available to you. Take advantage of these opportunities. Also check your Qualifications tab to see what tests are available to you and what you have been approved for. Becoming “qualed” will also cut down on your competition for qual-required HITs.

Find your personal groove.

There are so many methods to this madness you can read about in the forums and r/mturk subReddit, but you will quickly find out there isn’t one way to do it to achieve the best results. Each Turker has found a rhythm and the HITs they most enjoy and can do quickly that allows them to achieve their goals. There will be a learning curve.

Question: Did you manage to make money online with MTurk or another platform? Would appreciate your comments below!

2 comments on “The Journey Begins… Landing in Canada as an Immigrant”

The Journey Begins… Landing in Canada as an Immigrant

Thanks for joining me!

First of all, congratulations !!!

It’s a bold decision that you have taken in shaping your career. Relocating to a new country takes courage and I’m sure that the fear of unknown must be haunting. Don’t worry as this happens to every new immigrant, including me when I landed here last year in October 2017.

Believe me, the doors of exciting opportunities and a beautiful future is what’s ahead of you. The purpose of this blog is to help you in your preparation to adapt to a new culture, environment and life style of your dream country.

You must start afresh with no inhibitions as this will facilitate acceptance and realization of your goals.

The first year in Canada is normally full of emotions due to a mix of success and disappointments. Just after you land, you maybe looking for:

(1) a place to rent out for living !

(2) a “survival” job till you land up in a job in your own field !

(3) school for your kid(s).

You may also face challenges in terms of your degree not being recognized, skills do not match up to Canadian standards and may have to brush up your communication skills, mainly English and/or French if you plan to work in Quebec. Perhaps you will have to accept your first job that is much below your expectations and you may feel really really frustrated. Combined with this, you will also feel homesick !

In my view these emotions are normal and even healthy if accepted as a challenge in the fulfillment of your bigger dreams.

In the weeks, months and years ahead, you will have ample opportunities to participate fully in Canadian life. Take them ! You and your family can grow together, side by side with other Canadians and make a better life for everyone. This is your new home.

Welcome to Canada and be part of the responsible community.