2 comments on “Hrithik Roshan’s Super 30 posters.”

Hrithik Roshan’s Super 30 posters.

What could be a better day than Teacher’s Day to share the poster of a movie, that’s based on the journey of famous Indian mathematician Anand Kumar?

On Teacher’s Day, Hrithik Roshan shared posters of his awaited film Super 30 and soon after, Twitterati applauded Hrithik Roshan’s transformation into maths genius Anand Kumar.

Super 30 - II

Hrithik is playing the lead character of Anand Kumar, who is an Indian mathematician, educationalist and a columnist for various national and international mathematical journals and magazines.

He is best known for his Super 30 programme, which he started in Patna, Bihar in 2002, and which coaches economically backward students for IIT-JEE, the entrance examination for the Indian Institutes of Technology (IITs).

By 2018, 422 out of the 480 had made it to the IITs and Discovery Channel showcased his work in a documentary. Since then, he has been invited by the prestigious Massachusetts Institute of Technology (MIT) and Harvard University to speak on his globally acclaimed effort to mentor students from the underprivileged sections for admission to IIT.

The film is set to hit the screens on January 25 at the ticket windows.

Hrithik Roshan’s Super 30 is undoubtedly one of the most-anticipated films of Bollywood. The makers of the film along with the lead star revealed the first look poster of the biographical drama and in no time, it went viral and was among the top trends on all the social media platforms. Netizens were surprised by Hrithik Roshan’s amazing transformation as mathematician genius Anand Kumar and his intense look garnered immense praise on Twitter.

A stern looking Hrithik’s tight shot dominates one of the posters, with the words, “Ab raja ka beta, raja nahin banega (From now on, a king’s son will not become a king),” written on it.

Super 30 - I.jpg

Soon Twitter users began flooding the internet with Super 30 funny memes.

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Painting_Harry_From_Kingsman

0 comments on “Google Celebrates 130th Birth Anniversary of Oskar Schlemmer with a Doodle”

Google Celebrates 130th Birth Anniversary of Oskar Schlemmer with a Doodle

oskar-schlemmers-130th-birthday

Happy Birthday, Oskar Schlemmer ! Google celebrates the 130th Birth Anniversary of German painter, sculptor, designer and choreographer Oskar Schlemmer, who was a German artist and choreographer known for both his paintings and ballet productions.

His best-known work, The Triadic Ballet (1922), reflected Schlemmer’s interest in the convergence of colors, shapes, and human movement.

“If today’s arts love the machine, technology, and organization, if they aspire to precision and reject anything vague and dreamy, this implies an instinctive repudiation of chaos and a longing to find the form appropriate to our times,” he once said.

Born on September 4, 1888 in Stuttgart, Germany, he studied both design and fine arts as a young man. Wounded while serving in World War I, after returning to his hometown in 1916, Schlemmer helped spearhead updating the Stuggart Academy of Fine Arts curriculum and attempted to have Paul Klee appointed as a faculty member. He went on to teach at Walter Gropius’s Weimar Bauhaus before the advent of the Nazi regime during the early 1930s. Over the following decade, the artist’s life was drastically altered by the Nazi’s restrictions, forcing him to earn a living working a lacquer factory and paint traditional portraits and landscapes. Schlemmer died on April 13, 1943 in Baden-Baden, Germany.

Today, his works are held in the collections of The Museum of Modern Art in New York, the National Gallery in Washington, D.C., and the Albertina in Vienna, among others.

1 comment on “Top Realistic Drawings and Sketches”

Top Realistic Drawings and Sketches

Last Updated: 3rd Aug, 2019

Wondering how artists draw such beautiful illustrations? Below are few mind-blowing realistic images and drawing ideas that are hand-drawn. Seriously these are easy sketches to draw and look like beautiful pictures !!!

Best Drawings

1. Hands

Do you know that hands are one of the hardest things to draw because we’re constantly looking at our hands. Since we know our hands so well, we’re overly judgmental when drawing them.

Realistic_Drawing

2. Marble Statue

Isn’t it gorgeous? It looks like a classic marble statue.

Best Drawing Sketch

3. Rhye

Below is a portrait of it’s Singer, Michael Milosh who’s known professionally as Milosh. He is a Canadian electronic musician from Toronto, Ontario, who is currently based in Los Angeles, California.

Sketch_of_Singer_Rhye

4. The Butterfly Man

In The Golden Circle it’s revealed that Harry Hart never actually died in the first film.

Painting_Harry_From_Kingsman

5. Soft Pastel Drawing

Put your best pencils and doodle art to one side – it’s time to delve into the art of pastel drawing. In use by artists for centuries, pastels are an especially portable medium, enabling you to create colourful art with no need for water, brushes or palettes.

What exactly is a pastel?

A pastel is an art medium in the form of a stick, consisting of pure powdered pigment and a binder. The pigments used in pastels are the same as those used to produce all colored art media, including oil paints; the binder is of a neutral hue and low saturation. The color effect of pastels is closer to the natural dry pigments than that of any other process.

Soft_Pastel_Drawing.jpg

6. Deal with Back Stabbers

People will stab you in the back and then ask why are you bleeding. This Illustration shows “I am still Okay after the Back Stab”

Still_Ok_After_the_Backstab.jpg

7. Best Sketch

An illustration of a Beautiful Sad Girl Drawing Image.

Potrait_Sketch_Girl_Next_Door

8. It’s a simple Watermelon

easy drawing and painting

9. A digital painting with pencil and charcoal brushes created recently.

I’m learning to use the digital art

Best Digital Painting

RELATED POST: Simple Artwork to Reduce Stress

0 comments on “Reddit – More than 10K views – Most Popular”

Reddit – More than 10K views – Most Popular

Reddit surpasses Facebook and become’s the 3rd most visited site in the US

According to Alexa – the Amazon-owned web traffic analyzing platform – more people now visit Reddit than Facebook in the US.

Spotted, of course, on Reddit by user IamATechieNerd, the stats will be a big boost for the social sharing platform, especially with many users still irked about the recent re-design.

It’s important to note that analyzing web traffic using a tool like Alexa is not an exact science, but it’s interesting that it has now put Reddit ahead of Facebook.

If the stats are to be believed, Google is still the most visited site, followed by YouTube, Reddit, and Facebook, with Amazon rounding out the top five.

On average, Reddit users spend 15 minutes and 10 seconds on it everyday, a figure substantially higher than its competitors. Google users spend 7 minutes 16 seconds, YouTube 8 minutes 31 seconds, Facebook 10 minutes 50 seconds and Amazon 7 minutes 37 seconds on the sites each day.

This isn’t great news for Facebook on the face of things. The social media company’s audience is ageing and shifting to other platforms and, with the Cambridge Analytica scandal, the company’s lost a lot of sheen.

Still, the Facebook-owned Instagram and WhatsApp are thriving, so Zuckerberg won’t be panicking too much yet.

Whether long-term Reddit users will be happy with this increased traffic is another matter. But, let’s be honest, when are they ever satisfied?

THE MOST POPULAR ON REDDIT TODAY (Updated: 2nd September, 2018)

President Bush slapping President Obama’s butt with his binder after his speech at John McCain’s funeral

Posted in r/Gifs

Total Views: 68.6K Views

Total Comments: 4.0K Comments

2 comments on “Awesome – Apple Watch Series 4 Information”

Awesome – Apple Watch Series 4 Information

In addition to the iPhone XS leak, information about the Apple Watch Series 4 was posted on 9to5Mac. A marketing render was posted along with it, and it looks… awesome:

The new Apple Watch S4 will feature the same basic design as the three previous generations, and it’ll also use the same bands. The new OLED displays will occupy much more of the watch’s face though, and the case looks much thinner than it is on the current models. There are also some hardware changes like the addition of a mic on the right side, the possible addition of a UV sensor (though that complication might just be location-based), and the Apple Watch Series 3’s hideous red dot is gone from the crown and replaced by a more subtle red ring.

1 comment on “Incredible Design, Larger Version, and Gold Colors confirmed – ‘iPhone XS’”

Incredible Design, Larger Version, and Gold Colors confirmed – ‘iPhone XS’

IPHONE XS

Photo Courtesy: 9to5Mac

Apple officially announced its next big event. When & Where? Check out below:

Apple’s “fall event” takes place in late summer each year, so it remains a mystery why it’s referred to as a “fall event.”

Apple’s September 12th event is expected to include the introduction of a new 5.8-inch and 6.5-inch OLED iPhones: the iPhone XS.

This year’s iPhones might be the most durable. All thanks to Corning’s new Gorilla Glass.

We believe that the new 5.8-inch and 6.5-inch iPhones will both be called iPhone XS. We also believe iPhone XS will come in a new gold color option not previously offered on the new design. Apple leaked its own gold version of the iPhone X through the FCC, but it has not been available to purchase.

Apple is also expected to unveil the new Apple Watch Series 4 at the same media event. Stay tuned for more details in that space.

iPhone XS release date, price, news and rumors

iPhone XS release date

  • Wednesday, September 12 – iPhone XS launch event date
  • Friday, September 14 – iPhone XS pre-order (estimated)
  • Friday, September 21 or 28 – (likely) iPhone XS release date

iPhone XS price

  • iPhone XS price estimate: $1,000 (£1,000, AU$1,579)
  • iPhone XS Plus price estimate $1,199 (£1,199, AU$1,714)
  • Cheapest iPhone 2018 may cost $699 (£699, AU$1,079)

New iPhone XS color: gold

  • iPhone XS and XS Plus in gold (new), black and white
  • 6.1-inch iPhone LCD in white, black, red, blue and orange

iPhone XS size and design

  • iPhone XS may be the same width and height as the iPhone X
  • iPhone XS Plus may match (or be smaller than) the iPhone 8 Plus
  • Both phones may be thicker due to camera upgrades

iPhone XS specs

  • Apple A12 chipset likely to provide a speed boost
  • 512GB of storage may be the new max size (and a maxed out price)
  • Some models may see 4GB of RAM, others may stay at 3GB of RAM

iPhone XS and iOS 12

  • iPhone XS to launch with iOS 12 out of the box
  • iOS 12 may launch on older iPhones on Tuesday, September 18
  • Expect features exclusive to the larger iPhone XS

iPhone XS battery

  • Analysts predict a 10% and 25% larger battery
  • iPhone XS Plus could go to 3,300mAh or 3,400mAh
  • Fast charger may finally be included in the box

Related Post: APPLE WATCH SERIES 4

apple-watch-series-4.jpg

 

 

1 comment on “Best SEO tricks in 2019 from TOP SEO Experts – Quick 14 Steps”

Best SEO tricks in 2019 from TOP SEO Experts – Quick 14 Steps

Best_SEO_Tricks

Last Updated: 23rd July, 2019

Best SEO tricks in 2019 from TOP SEO Experts

Do you want to know the best SEO tricks from online marketing gurus?

I’m talking about Neil Patel, Brian Dean, Robbie Richards, Ramsay Taplin and Bryan Harris!

And I’m going to reveal these experts’ secrets and tricks in this article!

I analyzed the most shared and highest-traffic articles to discover the secrets of their success.

First, did you find this SEO blog post via a Google search?

Yes, my SEO strategies and techniques really work.

Keep reading to find out how to do SEO like a PRO.

SEO is probably the most important competitive digital marketing advantage that you can have over your competition. 

Ranking high for your target keywords not only puts you in the spotlight but also can help you steal business from your competition.

In this day and age, if you rank anything past the first page on Google you will barely get any traffic so you need to work on your Search Engine Optimization game if you’re serious about your online presence. 

I’ve been doing SEO for the last 10 years, and throughout those years, I’ve tried to consume all the information about SEO that I could get my hands on. This blog post is all that information plus new ranking techniques that work in 2018 and will work in 2019, in a neat tutorial.

I guarantee that even if you’re experienced with SEO, you will find a trick or two in this post that will help your blog or wordpress site climb higher on Google.

Apply these simple SEO tips for the fast growth of your own blog or website!

Top SEO Tricks:

  1. Optimize and compress images in exchange for a faster loading time. Use Photoshop, or tools such as ImageOptim, Kraken.
  2. Test different hosting providers and choose the fastest one. Find out where your competitors place their sites and compare the loading speed. (WebhostingHero and Pingdom will help you.) My personal choice – SiteGround!
  3. Write a unique CTA in headlines and in the title tag of your page. Pay attention to your competitors’ headlines when you get the results of typing keywords in the search engine. You will also understand what types of posts are the most popular.
  4. Describe your meta description with a call to action. It is best to limit it to 117 characters so that mobile phone users can see your full description.
  5. Optimize your content for long tail and other relevant queries. Analyze the content of your competitors’ pages on your queries, including what words they use. You must use all the words that are relevant to the user’s question, and what he or she (and a search engine) should expect to find on your page. A comprehensive answer will always be rewarded.
  6. Create high-quality, well-researched content with data and explanatory images. It won’t be easy to make your way through content marketing if you write short features. In this niche, the length of posts is very important, and each one ought to add up to a minimum of 4,000 words. Update your content so that it always remains fresh and topical.
  7. Lead the user wisely. Keep your goals in mind when you write each post. If your goal is to sell something, create a sales tunnel, and try even the most absurd options. Sometimes success comes from where you expect it the least.
  8. Check your posts for any broken links from time to time. (Screaming Frog SEO Spider is the best helper!) Neither the user nor the search engine likes malfunctioning links. We access them and find ourselves face-to-face with a 404 error page, which means we will likely leave the page forever. It is essential that you customize your 404 page.
  9. An internal link is still a link! Do not write your posts just like that, without taking a second look. You should always have the internal structure of your blog right before your eyes. Each new post is a part, an item in your promotional strategy. Reinforce and nourish these posts with other articles, by offering internal links to the posts that are useful for you and your readers.
  10. Use outbound links! Do not be afraid to refer to other bloggers or influencers in your niche. Help people find the answers to their questions right on your page. This will be the first step toward building a mutually beneficial relationship.
  11. Don’t get too relaxed with the promotion of your posts. As far as I am aware, backlinks are still quite relevant! Even if you’ve become an expert, and your blog has a huge traffic ranking, you need to keep building partnerships with other bloggers, giving interviews, commenting on other posts in the thematic groups and communities on Google +, LinkedIn, GrowthHackers. This is business, and the rules are the same throughout. You need the team, and you definitely need assistants.
  12. Focus only on functioning traffic sources. Do not deplete your energy by doing everything at once. Find out where your target audience is and play off of that.
  13. Invest money in your future. Paid and custom images, the set of SEO tools — you have to pay for everything, and that is absolutely normal. Everything will pay off when people start paying you!
  14. Be yourself. We love individuality and idealize experts, but these are the same people who were just beginning their careers some time ago. Make mistakes and move forward, and know that hard work will always be rewarded, no matter what obstacles you face. Come up with your own SEO tricks, like Brian Dean and his legendary Skyscraper Technique.

Don’t Forget These 3 Equally Important Off-Page SEO Factors

Here are some key factors that most people miss when it comes to off-page SEO:

  1. You need tons of Social Signals. Yes, Google DOES care about how much social traffic and shares your article gets. Here are some ideas to boost that.
    • Join a lot (and I mean a lot) of Facebook Groups in your niche. Post to all those groups every time you create a new post, and repost every 2-3 months. This will increase your traffic like crazy, not to mention that each share, like, and comment adds to your social score.
    • As you can imagine, you would need to spend a lot of time posting to 100s of Facebook groups every time you wanted to promote an article. If you have been reading my articles, you know how much I hate doing repetitive tasks, so I suggest to hire a Virtual Assistant on Fiverr to help you increase your productivity. 
  2. It’s never too early (or too late) to build Press and Powerful backlinks from high authority sites. Here quality trumps quantity, although quantity shouldn’t be overlooked. A shout out from Forbes is worth a lot more than 100 lower-tier sites, but the lower-tier sites can help you achieve good backlink volume. Here’s how to get all those backlinks.
    1. Reach out to other bloggers and writers to see if they want to cover your story. My most effective way to reach out is via Facebook Messenger or Twitter (in that order), email requests usually hit the spam folder but a carefully crafted A/B testing campaign will yield you good results.
    2. Build relationships with writers in your space so that they cover you not just once but multiple times. Provide value first before asking for anything. A good way to build a relationship is to feature them first on your blog by accepting a guest post from them.

Backlinks are the holy grail of SEO

Let me say that again.  Backlinks are the holy grail of SEO.

How do you get backlinks?

  • You can check the backlink profile of your competitors page by copying and pasting the link into Ahrefs or SEMrush, from there you can go to each of the sites that are linking to them and try to get a backlink to your site.
  • You can also buy expiring domains and 301 redirect them to your site. You will get all the SEO juice that those domains had built. <— This is a very undervalued resource, provided that you find good domains. As an added plus, if you buy domains in your niche, you can redirect all their traffic to your site.
  • You can write guest posts and go on podcasts.

If you follow these two white hat SEO strategies (great content and solid backlinks) you can be sure your site will be safe of any Hummingbird, Penguin, Panda or Fred updates.

0 comments on “How to Read Deleted Messages on WhatsApp? – Tricks & Tips”

How to Read Deleted Messages on WhatsApp? – Tricks & Tips

Last Updated: 7th Aug, 2019

A few months ago, WhatsApp introduced this Crazy feature of letting people at deleting their messages, not just for them but for the recipient as well.

When someone deletes a message, you only get to know that the message has been deleted. If you were ever curious to know what was the bloody message that got deleted, read on for the to know about it.

RESTORE from Backup

THE deleted Whatsapp message often spouts intrigue and, in some cases, panic for those involved.

But your WhatsApp faux pas are not wiped permanently, and there are various surprisingly easy ways to get hold of them.

Messages can be removed from both individual and group chats and the feature is available across Android, iOS and Windows phones.

It comes with the caveat that recipients are told you have pulled the trigger via a note that reads “this message was deleted”.

However, the message is stored on your phone, and can be uncovered using WhatsApp’s backup feature.

The tool backs up all of your messages at 2am every morning, though this frequency can be extended to just weekly or monthly.

To read a deleted message, uninstall WhatsApp and then install it again from your device’s app store.

Once you’ve logged back in, you will be given an option to restore chats from backup.

Simply select the restore option and your chats will be restored, including deleted messages, which are shown as if they were never removed.

Even without using backup, a number of third party apps offer the chance to uncover wiped WhatsApp messages.

Check deleted messages on WhatsApp using APP

Whenever you receive a message on WhatsApp, you get a notification for it, if you haven’t muted the notifications for the particular contact or group.

Even though, WhatsApp has the ability to withdraw the notifications when the messages deleted by the sender, but if you use a third party app that saves a lot of notification, WhatsApp does not have control over the third party app to delete the notification.

Which means, if the deleted WhatsApp message is a text message, you will be able to read the messages using the notification history app.

Read_Deleted_Whatsapp_Messages

One such app is Notif Log Notification History, you can install it from the Play Store.

  • Once we install the application, open the app, and it app ‘Enable’ at the bottom of the screen.
  • Then you will have to allow the app to access your notifications.
  • You can then select insert the apps for which you want to record the notification data.

Once you have set up this app, you will be able to go to the app and read the message even if it has been deleted by the sender.

Sadly, since the Notif Log Notification app does not catch Image files, you won’t be able to get the video or images that have been deleted by the sender.

Limitations:

There are a few limitations, however, as only the messages that have generated a notification on the device, and have been seen or interacted with, can be retrieved. In this case, interaction also refers to swiping away the original notification, whether in the notification bar or a floating message – in which case you’ve also probably seen at least a part of the original message when swiping away. The notification log only saves the messages on the device until it’s restarted. Once restarted, we noticed that the log was cleared.

Moreover, the method has a restriction that only the first 100 characters of the deleted message will be visible. The feature is available only for users running Android 7.0 and above. Users can only retrieve text which means any kind of media file cannot be recovered.

3 comments on “How to get a job in Canada for Immigrants and Newcomers”

How to get a job in Canada for Immigrants and Newcomers

Last Updated: 7th August, 2019
Are you new to Canada, or thinking of immigrating here for a job? You need to know how to get a job in Canada. Also you should know that employers here might ask if you have “Canadian Work Experience.”
This may sound like an odd question. There you are, coming from outside our country. You may have years of work experience and proper credentials from your homeland. Yet that may not be enough to convince Canadian employers of your worth.
So what is “Canadian Experience” and how can you get it (or get around it)? Read on for more.

What Do Employers Mean By “Canadian Experience?”

According to Jeffrey Lee, Employment Specialist /Practicum Coordinator at CDI College in Burnaby, British Columbia, “Employers look for Canadian workplace experience so that employees are familiar with workplace culture, social cues, and expectations.”
Since different cultures may have different ways of handling situations, “newcomers with ‘Canadian workplace experience’ are seen as being more capable of getting along with the workgroup,” adds Lee. He also notes that having your professional credentials and education authenticated here is important too.
There are other aspects to Canadian experience as well. Peter Dudka, Acting Program Manager, Transition to Employment Programs at Polycultural Immigrant & Community Services in Toronto, Ontario, points out that employers favour the following:
– Fluent English or French, depending on what province you are in. This is crucial. Accent is not an issue, but clear expression of ideas and understanding local terminology are what matter
– Local certification. Not necessarily a two year diploma or a Bachelor’s degree, but even the shortest course here that is relevant to the job will help you stand out from other job seekers
– Narrow specialization. Many newcomers instead offer (in resumes or during job interviews) wide experience and education, from which it is difficult to extract whether they can do that particular job or not.
Dudka adds to this list “the art of selling yourself, which is foreign to many newcomers in Canada. It is related to the previous point: you need to be able to clearly highlight your strengths in one particular field.”

How To Get “Canadian Experience”

No Canadian experience, no job. No job, no Canadian experience. It’s a conundrum that many thousands of newcomers face each year. Fortunately there are ways to overcome this obstacle.
Jeffrey Lee, who has helped internationally-trained professionals find employment, offers advice. “Many recent immigrants can start by volunteering with various charitable organizations, offering their expertise for a variety of projects.”
As well, Lee recommends attending a professional mentoring group where skilled immigrants are paired with local professional peers, to talk about how to prepare for entry into their desired occupation.  One such program in B.C. is from MOSAIC. He also suggests volunteering at businesses related to your profession, if they are open to this.
Peter Dudka suggests connecting with local agencies in Canada that offer free employment assistance to immigrants. “Through our agency, for example,” says Dudka, “we offer advanced English classes, work placements in Canadian companies, interview preparation courses and networking events with local employers.
If you happen to live in Quebec, you can get Canadian experience working in something called a Practice Firm. These are specially made businesses that only interact with one another. No actual money or salaries are involved. Practice Firms are training facilities that let you do specific jobs as if for real. There are 30 of these Firms in Quebec, and one in Ontario. A  list of these is available at the Canadian Practice Firms Network (CPFN).

Taking A Lower Level Job To Get “Canadian Experience”

To get your start in Canada, you may want to consider taking a lower level job here than you are used to. It could be quicker for you to get initial employment that pays less. While it may be a step down, it translates into Canadian experience. The truth is that this is a common approach for a good percentage of newcomers.

However be careful not to get stuck in a menial job that is hard to move upward from. It would be smart to consult directly with one of those local newcomer agencies mentioned above. They can advise you personally based on your circumstances and needs. Meanwhile, read Monster.ca articles on Working for Less: When It’s OK to Take a Pay Cut, and Should I Apply To A Job If I’m Overqualified?.

More About “Canadian Experience”

According to Jeffrey Lee, some industries such as IT (Information Technology, e.g. computing, software, telecommunications) may be less strict about where your experience is gained. Therefore this field might be easier to penetrate in Canada. At present, European-trained engineers may also have an easier time to get their credentials acknowledged than ones trained in Asia or the Middle East.
Other skilled immigrants can benefit from a program offered by the not-for-profit Allies, says Peter Dudka. Allies has created a National Mentoring Initiative in various cities across Canada. Mentoring offers a connection between a skilled immigrant and an established Canadian professional in the same or related occupation. It’s a way of helping skilled newcomers integrate into the workforce faster.

Working in this great country can be marvelous. There are all sorts of challenges and rewards for immigrants.

Getting your start here can be difficult, no doubt. It will make things easier if you’re prepared when the interviewer asks: “Tell us about your Canadian experience.”

4 comments on “Exclusive Guide – TFSA versus RRSP in 2019”

Exclusive Guide – TFSA versus RRSP in 2019

Last Updated: 30th January, 2019

TFSA versus RRSP

Even without the long acronyms, these two money saving products have a lot on common. Both investment vehicles offer tax incentives for savers and encourage you to plan for the future.

Here’s how these 2 options measure up against each other.

TFSA RRSP
Tax deductible? TFSA contributions are not tax-deductible.  So your contribution will not affect your taxable income in the year that you make a deposit. The contribution and investment earnings are exempt from taxation upon withdrawal. Money that you put towards your RRSP is tax deductible. It therefore reduces your taxable income in the year that you contribute.When you withdraw from your RRSP this money is added to your income and taxed at current rates.
Contribution limit You can invest up to $10,000 per calendar year in a TFSA. However, this may change as the new Federal Liberal government implements its new budget strategy. It’s a bit more complicated trying to figure out the maximum contribution limit for an RRSP without tax implications – It is dependent upon your previous year’s income and pension adjustments.  For more information, visit the Canada Revenue Agency.
Access You can access your money at any time. There are different types of RRSPs.  Locked-in RRSPs will not allow you to access your money until you hit a certain retirement age.  If your RRSP is not locked-in you can withdraw the funds at any time.Money that you withdraw from an RRSP will then be taxed in that year.
Taxes on withdrawal All of the money that you earn from your investment (i.e. interest, capital gains, etc) is tax free.
This means that your money can grow in the fund tax free and when you want to withdraw it, that income will also be tax free.
RRSPs are tax deductible and your portfolio grows tax sheltered.This means that you get the tax benefit when you put your money in.  When it comes time to withdrawing the funds, you will be taxed then.
Investment vehicles accepted A number of different investment vehicles qualify, including high interest savings accounts, GICs, bonds, mutual funds and stocks It can contain a variety of investments such as: RRSP savings deposits, treasury bills, GICs, mutual funds, bonds, and equities.
Beneficial for People who expect to be in a high tax bracket during retirement years. People who expect to be in a lower tax bracket during retirement years.
Minimum age limit You need to be 18 years of age and a Canadian resident to qualify No age restriction necessarily, but you do need to have generated RRSP contribution room by claiming earned income – which can be done by filing a tax return.
Maximum age limit There is no age limit. You are not eligible to contribute after the age of 71.
Benefits The money in your TFSA can be put towards whatever you’d like – there are no restrictions as to how or when you can use the money.
Also, unused contribution can be carried forward and accumulates in future years.
The tax benefits are immediate.  Also, come retirement age, you’ll be glad you put some extra money away

KEY TAKEAWAY

The main difference between an RRSP and TFSA is the timing of taxes:

  • An RRSP lets you defer taxes – an advantage if your marginal tax rate is lower in retirement.
  • With a TFSA, you’ve already paid tax on the money you contribute – an advantage if your marginal tax rate is higher when you withdraw the money.